Brilliant budgeting. Clever categories. Smarter saving.

It’s big-brain banking in the making right here in
NZ, and we’re just getting started.

Getting started is easy-as.

Download Debut for iPhone or Android and open an account in the app.
Whether you’re a Kiwi or new to our shores, getting started with Debut is quick and easy.

Your money is in the bank.

Funds with Debut are held in a secure trust with a registered NZ bank.
The money you deposit with Debut is held in a secure trust in a registered AA-rated New Zealand-based bank, so you’ll earn Universal Interest on every dollar.
Money in a registered NZ bank.

Clever categories, brilliant budgeting and smart summaries

Your spending, sorted.

Debut intelligently sorts your expenses into categories for easy review.
Have you ever wondered how much you spent on Eating out? Gifts? A DIY project? Debut uses machine learning to anonymously identify and categorise expenses, so you get a clear picture of your overall spending.
Debut intelligently sorts your expenses into categories for you.

Budget like a boss.👌

Prevent overspending before it happens and teach your cash flow some new moves.
It can be hard to stick to a budget. Debut motivates you to stay on track with timely reminders before you’ve gone over.
Debut makes it easy to set and track a budget.

Your personal spending summary is ready.🎢

Stay money-mindful and always know exactly where your money is going.
Get clear and insightful Spending Summaries, understand your personal finances like a pro, and identify trends so that you can be more intentional with how you spend.
Get a birds-eye-view of your spending habits.
Add Debut to your Apple Wallet or Google Wallet in just a few taps. It's easy and secure.
No wallet? No problem.
Debut lets you pay securely from your phone or smartwatch.
Sign up for Debut and activate mobile payments in just a few minutes. Payments are easy and secured with your device biometrics or password. Look for the Contactless Payment symbol. Order a Debut Ora Card from the app for free to use Debut with legacy POS systems.
Supercharge your
savings goals.
Save effortlessly for the things
you really want.
Whether you’re saving for a rainy day or a sunny getaway, Debut can help you reach your goal. Earn Universal Interest or boost your savings with a PowerUp. Plus, Rounding helps you save even more, every time you spend.
Discover Savings Sheds
Debut has lots of ways to help you reach your savings goals faster.
We're here to help. Let's talk.
Get help day or night.
No hold music. No queues. 365 Days.
Got a question? Need to contact support? Chat with a real person from our NZ-based support team securely from inside the Debut app 7-days a week from 7 am to 11 pm.
Read Frequently Asked Questions
Debut is the best way to save, track, budget and understand your money.
We’re doing something that’s never been done in New Zealand. We’re building a bank carefully, thoughtfully and with feedback from our customers. This is only the beginning. Money stored with Debut is held in a secure trust in a registered AA- rated NZ-based bank.
Please note, Debut is not a registered bank under the Banking (Prudential Supervision) Act. This is about our future intentions. Investments with us are not supervised currently by the Reserve Bank of New Zealand.
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Debut Limited
New Zealand Business Number: 9429049307894
Registered Financial Services Provider: FSP1002438
Made with the Debut community in New Zealand ♥
© Debut Ltd. 2024