Debut introduced a public living roadmap earlier this year because we want Kiwis to help inform and shape a banking experience that’s fundamentally designed to benefit customers.
We've since updated our Living Roadmap and moved it to Trello so that the public can vote on features. Read on to see what's changed and what's new.
What is Debut? Debut is a new kind of bank being built openly with the NZ public. Debut is set to launch on mobile devices later this year. Click here to
What we’ve been up to
Since we first launched that roadmap, we’ve been listening to the public, conducting interviews, taking surveys and you might have seen some of our quick polls. This is all to help us learn about how people use their banks today and to understand where Debut could potentially improve or in some cases, completely rethink a traditional process.
We’ve since introduced several new features in our Spotlight blog inspired by feedback from our community. Here’s a brief summary of some of the features introduced over the past couple of months.
What’s new in Discovery
All of these features have since been added to our Living Roadmap. Plus, there are even more changes.
Future Expenses 🔮
Stay on top of bills, subscriptions and regular direct deposits by seeing upcoming expenses right inside of Timeline.
Timely Trend Alerts 🔔
Proactive alerts help you identify changes to how you spend your money over time. Have you been working to cut down costs on things like eating out or shopping? Knowing you’re on-track can help you know what’s working or what might be, breaking the bank, so to speak, like those drippy new tracksuits.
Money Maestro 🪄
Coordinate your cash with a click. Instantly sort money into preset accounts by quantity or percentage.
Thoughtful Accessibility Features 🦾
As we build next-gen banking in New Zealand, we want to make sure our products are inclusive and work together with our community and dedicated organisations to make sure we get this part right.
Now in Design
After our learning period, we’re currently going through what we expect is our final design iteration. We’ve also expanded on detail and updated the status of some entries, thanks to lots of wonderful questions and comments on our Backstage Community Forum. Please, keep it coming, we read everything!
Timeline 🗓️
Timeline lets you see all of your expenses in one place, so you never have to go hunting between multiple accounts to find the expense you’re looking for.
Grouped Transactions 🪴🌷🪻
Tapping on a transaction, opens up more details about that transaction and shows previous transactions from the same provider.
Categories & Trends 📊
These two go together like toast and marmite. Debut automatically sorts your expenses into categories and helps you to visualise your spending with trends.
Smart Budgets and Tracking 🍰
Debut automatically and privately, tracks your spending across categories and helps you to definite a realistic and achievable budget based on your actual spending habits. Users can also set their own budgets manually. You’ll be notified when you’re close to reaching a set budget, so you have time to consider your next moves.
Savings Sheds 🎯
Set SMART savings goals for things you want with Savings Sheds. Effortlessly watch them grow with automatic contributions, or supercharge them a higher-interest Growth Plan that’s right for you. Plus, get helpful suggestions to give your savings a boost, when you’ve got a little extra from your budgets.
Coming together in Build
We’ve begun putting together the pieces to build these components.
Payment Card 💳
With our card design competition coming to a close, we’ll be able to start work on the design of our payment card very soon.
Virtual Cards 💳
Create virtual payment cards for things like subscriptions or iffy-looking shops. See the card number, expiration and security code inside of the Debut app. Virtual cards allow you to separate expenses too, giving you more control. Virtual cards are represented in the Debut app and can be used online or via Apple Pay or Google Pay.
Apple Pay and Google Pay 🍎🤖
Connect your Debut card with Apple Pay or Google Pay to instantly use it wherever these services are available in-store or online.
Trying it and trying it again in Testing
We’re excited to report that a few features are now being tested and as we add more, we’ll start opening testing up to users in our Green Room Programme.
Link Bank Accounts 🏦
Connect Debut to an existing bank account to easily move money between the two.
Active Growth Account 💪
Earn interest on every dollar in your account. Fight inflation and see your money grow.
Extended hours In-App Support 🛟
Get live support in-app or over the phone from 7:00 am to 11:00 pm.
Interested in helping us test Debut? Join our Green Room Testing Programme
You can now vote on topics on our updated roadmap
You can view, vote and share your thoughts on these features and more on Debut’s Living Roadmap. Visit Backstage, our community forum. Note we will be relocating the Living Roadmap to Trello, as it allows more flexibility. Backstage will stay where it is.
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Please note, Debut is not a registered bank under the Banking (Prudential Supervision) Act. This is about our future intentions. Investments with us are not supervised currently by the Reserve Bank of New Zealand.
